12×
Instalments without the risk
Your customer splits the purchase on a Brazilian card. You receive the full amount, next business day. Credit risk and collection stay in Brazil.
Accept payments from Brazil. Get paid at home.
The infrastructure for receiving payments from Brazil, built for small businesses abroad.
Your Brazilian customers pay the way they already pay: Pix, or a Brazilian card in up to 12 instalments. You receive the proceeds in your own currency, in your own bank account, the next business day.
No Brazilian company, bank account or licence required on your side.
- Registered with FINTRAC and with the Bank of Canada (RPAA), Vancouver
- Foreign exchange executed by a bank authorised by the Central Bank of Brazil
- Payout the next business day for payments made by 5 pm Brasília time
- Card approval above 90% with 3-D Secure
Why Brazil is different
Brazilian buyers do not pay like your other customers.
Pix moves more money in Brazil than cards. Instalments are expected, not optional. And most Brazilian cards are not enabled for international purchases. Selling to Brazil with a foreign checkout means declined cards, abandoned carts and money stuck on the wrong side of the border.
Selling to Brazil with a foreign checkout
- Limited payment options. No Pix, no instalments, no domestic cards.
- Declines and drop-offs. International card approval in Brazil is low, and every extra document costs you a sale.
- High cost. Cross-border acquiring, FX spread and wire fees stack up.
- Slow money. Days or weeks until the funds reach your account.
- Regulatory weight. Taking money out of Brazil is a regulated foreign-exchange activity.
Selling to Brazil with Olivet
- Pix and cards in up to 12 instalments. The two ways Brazilians actually pay, in reais.
- No account, no documents. Your customer enters name, CPF and phone. Identity is verified through Pix, not photos.
- One service fee, agreed in your contract. No setup, no monthly fee, no hidden FX spread.
- Next business day. Payments made by 5 pm Brasília time are in your account the following business day.
- Compliance handled. Collection and conversion are executed in Brazil by an authorised bank. You just receive.
How it works
Four steps, one business day.
Share a payment link or add our checkout
Generate a link from your dashboard, or integrate the hosted checkout or API. Your customer sees the amount in reais.
Your customer pays in Brazil, in reais
By Pix, confirmed in seconds, or by a Brazilian card in up to 12 instalments. No registration, no uploads.
An authorised bank collects and converts
The funds are collected in Brazil and converted into your currency by a bank authorised by the Central Bank of Brazil, with every operation reported as the law requires.
You receive the proceeds at home
Next business day, in USD, EUR, GBP, JPY or CAD, to your own bank account. Your dashboard shows every payment and settlement.
What you get
Built for businesses that sell to Brazil every day.
Pix
Instant, free for your customer
The payment method behind most retail transactions in Brazil. Confirmed in seconds, 24 hours a day, every day.
1
One dashboard
Create links, track payments, download settlement reports and reconcile with your books. Team access included.
90%+
Card approval that converts
3-D Secure and domestic processing lift approval far above what a foreign checkout gets on Brazilian cards.
0
No Brazilian entity needed
No local company, bank account or foreign-exchange licence on your side. You contract with Olivet in Canada.
24h
Support that answers
A named team in your time zone and your customer's, in English and Portuguese, before and after each payment.
Compared
Why not just use a global wallet or a wire?
| Capability | Olivet | Global wallets | Money transfer services | Foreign card checkout |
|---|---|---|---|---|
| Pix | Yes | No | No | No |
| Instalments on Brazilian cards | Up to 12× | No | No | No |
| Customer needs an account or documents | No | Account | Documents | No |
| Approval rate on Brazilian cards | Above 90% | — | — | Low |
| Time to your account | Next business day | Days | Days | Days to weeks |
| Fee paid by | You, one service fee | Both sides | Your customer | You, plus FX |
Pricing
One fee. Paid by you, not your customer.
A single service fee on each transaction, agreed in your contract. Your customer pays the price you set, in reais, and nothing else.
Get a quote- No setup fee, no monthly fee, no minimum volume
- Exchange rate locked at the moment of payment
- Instalment cost included in the fee
- Settlement report with every payout
Who uses Olivet
Businesses with Brazilian customers.
Cross-border retail and personal shopping, parcel forwarding, travel and tours, education, legal and professional services, and online services billed from abroad.
Where we pay out
United StatesCanadaUnited KingdomEurozoneJapanUnited Arab EmiratesAustralia
Payouts in USD, EUR, GBP, JPY and CAD. Other countries and currencies on request.
Questions
Before you ask.
Do I need a company or a bank account in Brazil?
No. You contract with Olivet Payments in Canada and receive the proceeds in your own bank account, in your own country. Collection in Brazil and the foreign-exchange operation are executed by a bank authorised by the Central Bank of Brazil.
Can my customers pay in instalments?
Yes. Brazilian cards can be charged in up to 12 fixed monthly instalments. You receive the full amount on the next business day; the instalment plan stays between the customer and the card issuer.
When do I receive the money?
Payments confirmed by 5 pm Brasília time are settled on the next business day. Payments after the cut-off are settled on the following business day.
What does my customer have to provide?
Full name, CPF (the Brazilian tax number) and a phone number. No photos or document uploads: identity is verified through the Pix payment itself.
Do I need to be a registered company?
You need a valid tax identification in your country. Sole proprietors and individuals with a tax ID can apply; we complete know-your-business checks on every merchant before activation.
Who holds the money between payment and payout?
The funds are collected and held in Brazil by the authorised bank until conversion and remittance to you. Olivet contracts with you, instructs the settlement and provides the dashboard and support.
About
A Canadian payment company for one corridor: Brazil to you.
Olivet Payments Ltd. is a Canadian payment company based in Vancouver, British Columbia. It is registered with FINTRAC as a money services business and operates as a payment service provider under the Retail Payment Activities Act, supervised by the Bank of Canada. Olivet does one thing: it lets businesses outside Brazil get paid by Brazilian customers, in reais, and receive the money at home.
- Legal name
- Olivet Payments Ltd.
- Incorporation
- British Columbia, Canada · BC1569684
- FINTRAC
- Money services business, registration N300001161
- Bank of Canada
- Registered payment service provider under the Retail Payment Activities Act (RPAA)
- Registered office
- 1285 West Broadway, Suite 600
Vancouver, BC V6H 3X8, Canada - Compliance
- compliance@olivetpay.com
- Support
- support@olivetpay.com
Get started
Tell us what you sell and where you want to be paid.
We review every application, confirm the fee for your profile and activate your dashboard. Most merchants are live within a few business days.
Request access by email